insurance

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phantom309
Posts: 868
Joined: Wed Apr 08, 2009 7:31 pm
Current Ride: nc750sa
Location: worcestershire

insurance

Post by phantom309 »

well bennetts after a few years being with them have out shone there stupidity... firstly told me me i had to find someone else as they don't have the new burger on the system...even though they have just insured one at the same bike shop as mine. an now they have sent me a message saying they will for £385...when iv'e already found motorcycle direct for £271.for the 400 burger.....the NC 750 is only £218... WTF :?:
Good friends don't let you do stupids thing alone .

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horobags
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Re: insurance

Post by horobags »

nothing suprises me with these' rip off' company's any more. They have zero customer service and are all the same imo.
Im not a gynecologist, but I dont mind taking a look.

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kishan
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Joined: Wed Sep 25, 2013 2:49 pm
Current Ride: gilera runner 125ST
Location: London

Re: insurance

Post by kishan »

i was with them they are crap and rip off, MCE has been far the best insurance company ive ever been with.
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phantom309
Posts: 868
Joined: Wed Apr 08, 2009 7:31 pm
Current Ride: nc750sa
Location: worcestershire

Re: insurance

Post by phantom309 »

just had e,ail saying they will insure it now. quote came through saying bike :- unknown, £385....i'm only paying £218 for the NC750x now????? WTF
Good friends don't let you do stupids thing alone .

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smeghead
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Location: Doncaster

Re: insurance

Post by smeghead »

It's embarrassing, especially as Bennetts are a bike insurance specialist.

marval
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Joined: Sun Jun 29, 2014 6:13 pm
Current Ride: Aprilia sr gt
Location: Nr Ashbourne Derbyshire

Re: insurance

Post by marval »

I don't think I have ever been with the same insurer on consecutive years. Best price one year then try it on with a stupid price year 2, in the hope you forget auto renew. They are all about the same but for me Swinton are the Anti Christ!!!

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StephenC
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Current Ride: Kymco DT X360
Location: Essex

Re: insurance

Post by StephenC »

I've had this happen to me twice. First time was on a Satelis 250 ("no such bike listed but we do have the 125 and the 600") and then on the Xmax 300. I struggled with getting cover on both for quite a while.

But it's partly the fault of the importer. A new model has to be assessed by the industry to rate it and so they need access to the machine and the tech behind it (security stuff) before any insurance broker can insure it properly. Before that happens the broker may take a punt on rating it based on a similar machine but inevitably the result will be a lot higher premium than it really should be. If they are willing to cover it all, that is.

Lesson learned is: don't be an early adopter unless you are willing to have this aggro.

BTW - my solution with the Xmax was to pay the outrageous premium (based on a guess of it's likely rating) and then a month or two later cancelled the policy and bought a much cheaper one once it was properly assessed. I came out ahead on the deal :)
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MrGrumpy
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Re: insurance

Post by MrGrumpy »

Yeah , but these days everything is these modern high tech computer systems where all info on anything is held on mega databases instantly available at the touch of a mouse, so why does it take info so long to reach insurance companies?? If someone had to send paper updates around the country, yes, it might take a while.

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StephenC
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Current Ride: Kymco DT X360
Location: Essex

Re: insurance

Post by StephenC »

MrGrumpy wrote:Yeah , but these days everything is these modern high tech computer systems where all info on anything is held on mega databases instantly available at the touch of a mouse, so why does it take info so long to reach insurance companies?? If someone had to send paper updates around the country, yes, it might take a while.
Oh, I'm not saying it's an excuse, just that is the way it is. :cry:
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2wheelover51
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Joined: Fri Aug 07, 2015 9:12 pm
Current Ride: 2012 Burgman 400 Limited
Location: Poole, Dorset

Re: insurance

Post by 2wheelover51 »

Aye, insurance companies turn the word loyalty into a joke. Their interpretation: MUG!

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