Insurance in inner London: is Lexham the only realistic option?
Posted: Sat Nov 25, 2023 6:57 am
For anyone living in inner London: is it just me or is Lexham the only realistic option to insure your bike?
If you live in inner London and don't have a garage, can you share who your insurer is and where you found it?
I use the comparison websites and a few others like wickedquotes; right now the best quote for 300-350cc scooters worth, used, worth ca. £3,500-4,000 is ca. £250 for third party only and £400-500 for third party fire and theft, but this is all with Lexham, the second best is more than a grand.
I have many years of no claim (almost 10, I'm not in my 20s), clean criminal record, no defaults no judgements no unpaid debt etc.
I specifically say inner London because I got some quotes online, and with postcodes in Biggin Hill Kingston Surrey etc it tends to be much cheaper.
I have moved around London quite a bit over the years but noticed this trend does not change much, it's always Lexham quoting realistic prices for insurance, and everyone else quoting 2-3 times as much.
I understand that the risk of theft in inner London if you keep it on the road is high, but I don't understand why I often struggle to get quotes even for just third party insurance, not theft; eg wickedquotes won't evven quote me for third party.
If you live in inner London and don't have a garage, can you share who your insurer is and where you found it?
I use the comparison websites and a few others like wickedquotes; right now the best quote for 300-350cc scooters worth, used, worth ca. £3,500-4,000 is ca. £250 for third party only and £400-500 for third party fire and theft, but this is all with Lexham, the second best is more than a grand.
I have many years of no claim (almost 10, I'm not in my 20s), clean criminal record, no defaults no judgements no unpaid debt etc.
I specifically say inner London because I got some quotes online, and with postcodes in Biggin Hill Kingston Surrey etc it tends to be much cheaper.
I have moved around London quite a bit over the years but noticed this trend does not change much, it's always Lexham quoting realistic prices for insurance, and everyone else quoting 2-3 times as much.
I understand that the risk of theft in inner London if you keep it on the road is high, but I don't understand why I often struggle to get quotes even for just third party insurance, not theft; eg wickedquotes won't evven quote me for third party.