Ah, the old three year warranty chestnut, do you honour them if people do home servicing?
If not given the short intervals the three year warranty is all but worthless.
Finance deals, have you never heard of low rate credit cards?
Potentially much cheaper than your 11.9% APR (significantly higher than what Honda offer on the Forza)

Peugeot? Who are they, have they actually sold anything here, I think its just a rumour

At least Kawasaki's Kymco stands a very good chance of being more reliable than BMW's Kymco...
I have no doubt of Sym's reliability or quality, but when I was surveying the current market looking for a new 300 maxi I very quickly wrote the Joymax off simply because of the service interval.
The only thing which would have got me to put up with the inconvenient service schedule and kph speedo would have been if it was much cheaper overall than a Forza.
Maybe as Data observes I don't fully understand how bikes and scooters are marketed, but I have a very good grip on the other end of the process, selecting and purchasing.
And it seems I'm not alone.