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Another insurance question.
Posted: Sun Dec 29, 2013 1:21 pm
by Earl
I'm sorry about this, but I have another insurance question. Because I've claimed for the Mana do I lose all my no claims years? I'm sure the fella on the phone said I only lose 2 years? So does this mean I still have 9 years no claims?
Re: Another insurance question.
Posted: Sun Dec 29, 2013 3:18 pm
by Data
Usually means you've lost maximum no claims bonus irrespective of the actual number of years you've been riding without a claim. Unless you have ncb protection which is worth having in my book. Only losing two years sounds reasonable though.
Re: Another insurance question.
Posted: Sun Dec 29, 2013 3:43 pm
by MrGrumpy
Yeah - even if you had 9 actual claim free years, you can only have an official maximum of 5 (probably), so you will lose 2 years off the 5 not the 9, meaning you now will have 3 years NCB.
Re: Another insurance question.
Posted: Sun Dec 29, 2013 4:06 pm
by Earl
Oh nice one, so I don't have 'No no claims' then 3 is better than none lol, plus the GTS 250 so should be cheapish, I'm going with the same firm I think.
Edit: Just done a quote online with previous insurance broker and fully comp with no no claims was £139 for the GTS which I don't think is too bad really. Oh and thats with NO voluntary excess.
Re: Another insurance question.
Posted: Sun Dec 29, 2013 7:53 pm
by MrGrumpy
Earl wrote:
Edit: Just done a quote online with previous insurance broker and fully comp with no no claims was £139 for the GTS which I don't think is too bad really. Oh and thats with NO voluntary excess.
NO voluntary excess? but whats the compulsory excess?
Re: Another insurance question.
Posted: Sun Dec 29, 2013 8:34 pm
by mottza
Bet that's high given the recent claim.
Re: Another insurance question.
Posted: Sun Dec 29, 2013 10:16 pm
by Earl
mottza wrote:Bet that's high given the recent claim.
£250
Re: Another insurance question.
Posted: Sun Dec 29, 2013 10:34 pm
by StevenM
Have you got the gts yet?
Re: Another insurance question.
Posted: Sun Dec 29, 2013 11:19 pm
by Earl
StevenM wrote:Have you got the gts yet?
No due to the bank holidays the insurance money hasn't gone through yet, I was told 7 working days on the 18th.
Re: Another insurance question.
Posted: Sun Dec 29, 2013 11:23 pm
by horobags
Oooooh sleepless nights,
