Just saying Hi , and am prospective Burgman 400 owner , so this seemed the place to come and find out from those that know
having already put their money into it

Hi and welcome, I'm a SYM addict myself, Burgmans look nice and I'm sure they're fabulous but too rich for my blood.

I haven't lost my mind, it's backed up on tape somewhere.

Welcome

There is a wealth of knowledge and experience to chose from on here.
If there is enough in the piggy bank - I would go for a new or late model 400 (2007+) with ABS.
ZA models have some extra goodies if you can find one.

welcome to MM